Are you turning 65 this year? In that case, you need to get ready to enroll in Medicare. Depending on your circumstances Social Security may enroll you automatically. Otherwise, you will have to submit an application to get Medicare coverage. Our presentation will help you understand whether you need to submit an application.

People enrolled in Medicare have decisions to make about how they will be covered. To make an informed decision you will need to understand a lot of new information. Medicare has its own vocabulary and rules. There are deadlines you need to meet and penalties (some lasting a lifetime) for not doing things at the right time. Our presentation will explain all of these terms and rules.

You will have to choose among several ways to receive your coverage. Medicare covers most health issues, but not everything is covered. There are also federal and state programs available to help people with very low incomes and limited assets pay their Medicare premium reduce their drug costs, and in some cover their Medicare copays and deductibles. Our presentation will give you the tools you need to make your decisions.

SHIBA volunteers are here to make the transition easier for you. Join us for an online presentation on Tuesday, Sept. 20 at 1 p.m. Come learn how Medicare works, what your coverage options are and when you must act to avoid penalties. To register for the presentation email shibasjco@yahoo.com or call 360-376-5892. We will need your first and last name, your phone number and your email address to register you.

This is a free presentation made by trained volunteers from the Statewide Health Insurance Benefits Advisors (SHIBA) program overseen by the Washington Office of the Insurance Commissioner to provide free, unbiased and confidential counseling assistance in San Juan County.

SHIBA has trained volunteer counselors available on the 3 major islands in San Juan County. Call the local SHIBA office at 360-376-5892 to schedule your free personal, confidential, unbiased counseling session. In San Juan County SHIBA is sponsored by the Inter Island Healthcare Foundation.